Embedded Files
FREE LIFETIME access to our Professional plan valued at $300/month for early users!
Credit report parsing API for financial technology.
CreditParsePro API transforms complex fixed-format credit reports from major US bureaus (Experian, TransUnion) into clean, structured JSON output. This standardized data format streamlines credit analytics and enables next-generation fintech innovations.
Our API automatically detects the bureau and report version, handling the complexity of different formats so you can focus on building powerful applications. With both free and paid tiers, CreditParsePro makes credit data accessible to organizations of all sizes.
Choose a free or paid subscription.
Receive an Email with your API key.
Explore our documentation and Postman.
Enable fintech use cases.
Bridge your fixed-format operational systems and unlock historical data through one simple API.
Credit Risk Modeling
Automated Underwriting
Fraud Prevention & Detection
Process Automation
Enhanced Data Visualization & Reporting
Fixed-format reports to structured JSON.
Input
TU4R062011 1614F 0459317220240229143215PH0101207000SH01027101Y05N03PEN20210602NM01070F1TEST TESTY PI01029F66666666619910601 AD01105F11333 HOPP CT FANTASY ISLAND IL60750 20221206AD01105F111233 S CARROT ST FANTASY ISLAND IL60750 20200408EM01100ASDF F 20240110V EM01100FDSA SOLUTIONS FDEVELOPER 20240110V TR01288Q 0202V002WLM P & F CU I66666 I2020042620240101V 051000003817000006587 034M000000242 US 00 2024010105 00 TR01288B 041PF002FST PREMIER R66666 I2022060120240101V 011000000184000000414000007500 00 20231201111111111X11 120000002TR01288B 09616003DISCOVERBANK R4 I2012042520240101V 011000000093000000093000008000MIN 000000010 CC 00 2023120111111111111111111111111111111 290000002TR01288Q 06262001PROVDENT FCU I66666666 I2020100420240101V 011000000554000001005 00 202312011111111111111111111111111 250000002TR01288B 0848R015WILM TRUST M666666 I1995013120240101V 011000003327000036500 300M000000163 RE 00 20231201111111111111111111111111 240000002TR01288D 0160Q001BOSCOVS R1 I2007121020231201V 011000000019000000272 MIN 000000010 00 202311011XXXXX111111XX1XXX111X1XXXXXXXXXXXX111111XX1X11 470000002TM01040000000000001000000000005000000000IN0106516ORF 04593172TEST/INQUIRY I 20240229IN0106540PEY 02462756TEST/INQUIRY I 20240113OB01148TRANSUNION TEST FACILITY 555 W ADAMS CHICAGO, IL 60661 800-888-4213 AO0101700Q8804 SC0103400Q88+696 039013027018 AO010170680004O01AO010170705101M00ENDS010024
Partial Output
"summary": { "address": { "address_changes_per_year": 0.26, "change_count": 1, "months_at_current_address": 14.78, "state": "il", "zip": 60750 }, "age": 32, "collections": { "count": 0 }, "date": "2024-02-29", "delinquencies": { "past_due": { "open_count": 0, "open_sum": 0, "total_count": 0 }, "times_late": { "30_days_sum": 0, "60_days_sum": 0, "90_days_sum": 0 } }, "dti": 8.5, "employment": { "months_at_current_employer": 1.64 }, "inquiries": { "past_6_months_count": 2, "total_count": 2 }, "public_records": { "bankruptcy_count": 0, "count": 0 }, "score": 696, "tradelines": { "credit": { "open_count": 0, "total_count": 0 }, "installment": { "installment_utilization_ratio": 57.57, "open_count": 2, "open_sum": 7592, "total_count": 2 }, "mortgage": { "open_count": 1, "total_count": 1 }, "overall": { "oldest_open_date_months": 349, "open_accounts": 6, "total_accounts": 6, "total_monthly_payments": 425 }, "revolving": { "open_count": 3, "open_sum": 15500, "revolving_utilization_ratio": 1.91, "total_count": 3 } } },
Joint format across major bureaus.
TRANSUNION
TU4.0 and TU4.1 FFR formats
EXPERIAN
ARF format
Try free or explore paid plans.
$0/month
Completely free
100 API POSTs/month
5 API POSTs/minute
99.95% uptime SLA
Support included
Basic
Ideal for small projects and startups, the basic tier offers an increased quota and rate limit, plus a 99.95% SLA guarantee, ensuring reliable access to our production API.
$100/month
$1,000/year
10,000 API POSTs/month
30 API POSTs/minute
99.95% uptime SLA
1-3 day priority support
17.5% yearly savings
Professional
Tailored for growing businesses, the professional tier boosts your monthly quota and rate limit significantly, includes *feature request privileges, and maintains our 99.95% SLA with faster response times.
$300/month
$3,000/year
*Feature requests
100,000 API POSTs/month
60 API POSTs/minute
99.95% uptime SLA
1 day priority support
17.5% yearly savings
Enterprise
Our enterprise tier is designed for enterprise requiring the highest level of service, including unlimited access, the fastest response times, the ability to make *feature requests, and *custom services.
$1,000/month
$10,000/year
*Feature requests
*Custom service requests
Unlimited API POSTs/month
150 API POSTs/minute
99.95% uptime SLA
1 hour priority support
17.5% yearly savings
Page updated
Report abuse